Lewis Group Debt Collecting Agency

 

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Lewis Group Debt Collecting Agency

Lewis Group Debt Collecting Agency is a debt purchasing company listed in the website of the

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Name: Lewis Group Debt Collecting Agency
Address: Lawrence House, Riverside Drive, Cleckheaton BD19 4DH
Telephone: 0870 7513300
Fax: 0870 7513131
Email: name @lewisgroup.co.uk
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Lewis Group Debt Collecting Agency and the Truth About Your Debt

Certainly, it is true that some debt collection companies are far worse than others. Some DCAs routinely deal in sending off tentative letters telling people that they owe some money when they know full well that they owe nothing at all. This works for these debt collection firms for the reason that they know perfectly well that a small proportion of scared people will give in to their threats although they know that they have bo debts at all. Many of these debt collectors purchase information about lists of debts which are often more than 6 years old to try and profit from them. This is totally against the law. They are known as Statute Barred debts, and they cannot be legally enforced.

Always insist on dealing with these debt collection firms in writing. Don't give out any phone numbers. The trouble is in the first instance they will say they are calling from the bank and make you feel obliged to comply. For them, your confusion or uncertainty is important, and they wish to create as much confusion as they can: here is where Lewis Group debt collecting agency will have the most devastating effect. As soon as they get hold of your details they will use it to worry you, even to frighten you. The law is there to stop them but the problem is that most people don't know which laws to use and it is all too apparent that these debt collecting firms know this and will use it to their advantage. Public organisations like the Consumer Credit Counselling Service (CCCS) and the Citizen's Advice Bureau (CAB) are fantastic although sometimes they are overstretched and sometimes such advice is incomplete.

They might ask you for your mobile phone number if you have one. But you should not give your number out to them. Because if they have it they may pester you wherever you are any time they want to. They will continue to do this even if you tell them to stop, so put it in writing, and preferably send the letter by recorded delivery so that it is signed for at the other end. A few debt purchasing firms will even contact the people who live next door to you and ask them if they know anything about your debt. Some may even tell your kids that you are bad or threaten this, hoping to make a bigger profit. All of these agencies are driven by greed and so their sales force know that they have to reach their targets. All these activities are illegal, yet the law seems to be indifferent for some reason. Dealing with Lewis Group debt collecting agency can be very stressful indeed.

It is best to ensure that you know whether or not the debt collection agency has purchased the debt for themselves as a means of making money or whether they are trading on behalf of a client company such as a credit card company or a bank (where they would pocket a percentage of recovered funds). If you are sent a letter of assignment, which is required when the account has been sold wholesale, then you know that the debt collecting company is the owner of the debt and will try to extort as much out of you as he is able. When dealing with Lewis Group debt collecting agency bear in mind that almost everything the collections agency gets is profit. So he will try to break you any way he can.

So ask Lewis Group Debt Collecting Agency for a copy of the original contract when you took out your loan or credit card.

Even better, start an unenforceable credit agreement application enquiry. It costs nothing to do this and you are protected by the consumer credit laws. Click here for the unenforceable contract application form.

To find out if you qualify for an IVA or can benefit from a debt management programme, try the IVA Test. It's free to apply, and again you are protected by the consumer laws regarding debt management at all stages. Click here to go to the application form.

 

We are licenced by the Office of Fair Trading. Licence No. 633327.

We are signatories of the Data Protection Act. Reg. No. Z1620707.

 

 

More Data On Lewis Group Debt Collecting Agency

 

If you have any information that you would like honest people to know about Lewis Group Debt Collecting Agency then send us an email in complete confidence and we will try to corroborate it with the clowns involved.

 

 

 

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